About Standard Chartered
We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.
We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.
The Role Responsibilities
The Client Manager is the pivotal relationship in the Client Delivery team responsible for delivering exceptional client account management. The Client Manager is responsible for proactively managing the client account on all day to day maintenance activities to ensure the highest level of client service and relationship health. The Client Manager will support the GAMs, RAMs or FAMs on an aligned client portfolio to ensure strong client delivery execution.
Provide direct support to the GAM/FAM for the assigned client portfolio as follows::
Ensure the highest level of client service and risk mitigation through proactive client account management support with client on-boarding (liaising with IMO), credit monitoring (liaising with CA COE) and flow maintenance
Actively engage and collaborate with Clients, GAMs/ RAMs/FAMs and Product Partners to understand and respond to any issues/concerns relating to the ongoing account maintenance including highlighting any unusual utilization patterns to coverage teams.
Provide proactive support on account maintenance activities like documentation, reporting etc by engaging and collaborating with the client, IMO, CA, MDU, Legal and Compliance and relevant ops teams as required to ensure the clients expectations are met or exceeded
Escalate issues/concerns relating to account maintenance activities to the CM Team Lead for follow up as relevant
Documentation: Credit (existing deals – Renewals/Amendments) & Other
Liaise with Legal & Compliance, IMO, CDU and Clients on standard documentation processes
Obtain necessary approvals for T&C deviations on standard docs from the relevant authoriser as necessary
through to ensure documentation completion and validate limits are correctly loaded/reflected in TP systems
Ensure document deficiencies are minimised (as reflected in DDW etc) and are rectified in a timely manner
Liaise with COBAM/GAM/FAM if required on CDD related items
Account Management & Portfolio Quality
Ensure general portfolio hygiene of client data from a quality control perspective i.e. correct client tagging, limit information, segment classification etc in SCI, WorkBench.
Annotate on past dues and excesses daily in the portfolio. Ensure excesses/past dues are regularized on time and cash/cheques are released on time. Any exceptions to be highlighted to CA and GAM/FAM.
Review and follow up on U
nsettled (FX) Past Due Trades reports & Failed trades reports with Operations
Support Loan Drawdown, Cash Management, Trade Offerings & Audit Confirmations
Manage any client related data queries and remediation efforts, including first level escalations on account maintenance activities
Seek transactional approvals as necessary (ie trade, cash) and release trade offerings on time to ensure faster TAT on trade transactions.
Attend EAR/ASTAR Review meetings as appropriate and
participate in relevant business meetings, forums or committees as required
Provide support on other projects as assigned ie CIB Client Surveys, other business initiatives
Support Network Delivery through documentation facilitation (passporting)
Arrange for stock inspections/valuations as required
Ensure adherence to all internal/regulatory policies & regulations
Co-ordinate with Ops/GSSC to rectify any ops related issues which can be resolved locally and issue Standard Instruction Form (SIFs) wherever required within authority
Be proactive in ensuring compliance with Bank policies and procedures and lead preparation of client files for audit purposes
Analysing financial statements and performing detailed analysis.
Preparing credit applications for GAM/ AU FAM BCA accounts (e.g GM/ BCAs Part 1, GM/ BCA Part 2 writeup and relevant attachments etc.) Financial projections for clients based on industry trends and global economic environment.
Review of FAM BCA accounts (for GAMs) received from offshore locations.
Evaluation and understanding of risks associated with individual transactions, products and borrowers and their activities.
Responsible for assessing the effectiveness of the Group’s arrangements to deliver effective governance, oversight and controls in the business and, if necessary, oversee changes in these areas
Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
Responsible for delivering ‘effective governance’; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner.
Regulatory & Business conduct
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Adhere to local regulator prescribed responsibilities.
Embed Here for good and Group’s brand and values in XXXX [country / business unit / team],
Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
Multiple functions (double hats); [List all responsibilities associated with the management of more than one role]
Senior Banker/Banker for designated portfolio
Credit Analyst for designated portfolio
Product partners for designated portfolio
Key functional partners ie IMO, Credit, MDU, Legal, Compliance, Product Ops (Trade, Cash, FMO etc), Finance, Marketing
CM Team Lead
Segment Leadership team
Legal firms, Audit
Market Data Services providers
Account Management & Portfolio Quality
Regulatory & Business conduct
Our Ideal Candidate
Bachelor degree in Banking or Finance preferred.
Ideally 3+ years experience in banking or other relevant environment
Risk & AML certified as stipulated by Bank policy for Client Manager role
Languages: English and/or local language skills as relevant to country requirements
Apply now to join the Bank for those with big career ambitions.
To view information on our benefits including our flexible working please visit our career pages.